Terms of Use/Service Finmo These Terms of Use apply to all users of Finmo. Lender Spotlight These Terms of Service apply to all users of Lender Spotlight. Gateway & Lendesk Classic These Terms of Service apply to all users of Gateway and Lendesk Classic. Lendesk Enterprise These Terms of Use apply to all users of Lendesk Enterprise. Privacy Policies Lendesk This Privacy Policy applies to all users of lendesk.com, Lender Spotlight, Gateway, Lendesk Classic, and Lendesk Enterprise. Finmo This Privacy Policy applies to all users of Finmo (mortgage professionals and borrower).